Insurance Information for Work Experience Providers

Workers’ Compensation

Independent Schools Queensland holds a workers’ compensation policy for students in all Queensland Independent Schools to cover permanent impairment or death occurring either at the location where the work experience is provided or while travelling directly between their home or school or the site where the placement is provided.  The policy also covers payments for medical or hospital treatment, artificial limbs and the costs of ambulance transport.

Liability Insurance (for State, non-State school and home education work experience programs)

Education Queensland has an arrangement with an insurer to indemnify both students and work experience providers in the following situations:

The policy indemnifies the work experience provider against liability in the event where the student is injured while on the premises of the work experience provider, or at another location, while carrying out work experience duties on behalf of the work experience provider.

The policy indemnifies the student against liability if the work experience provider or an employee is injured, or the student damages property.

The policy indemnifies the work experience provider and the student where injury or damage to the property of a third party arises out of the work experience.

This cover is provided subject to the terms and conditions of the policy, which specifically exclude various activities.

The excluded activities are:

• driving of any watercraft exceeding 8 metres in length;
• the repair, service, refuelling, maintenance, possession, operation, use or legal control of any aircraft by the insured agency, except for the participation in repair, service, maintenance by work experience students of the Insured Agency, who must be under the direct supervision of a Licensed Aircraft Maintenance Engineer or Australian Defence Force equivalent at all times;
• air traffic control;
• the driving of any vehicle on a public road or thoroughfare or any airport runway or tarmac;
• activities associated with railway track laying, track upgrading or track maintenance;
• construction or maintenance of railway locomotives or railway stock;
• underground mining;
• the use, handling and storage of explosive devices;
• oil and/or gas fields and refineries;
• abseiling;
• rock and/or mountain climbing;
• white water rafting and canoeing;
• bungee jumping and its associated activities; and
• underwater diving using either scuba or snorkelling equipment, where the student is not participating in an activity fully supervised by an appropriately qualified instructor.